CookinCapital

CookinCapital

Fund I

Real Estate Lending Fund

Institutional-Grade Deal Flow + AI-Powered Underwriting

Target Fund Size: $150,000,000

Regulation D, Rule 506(c) Private Placement

Confidential Investment Presentation

The Opportunity

A $150 million structured fund combining proven real estate lending expertise with cutting-edge AI decision technology

$2B+

Funds Delivered

$3B+

Distressed Assets Resolved

50+

Lending Partners

Investment Thesis

Real estate lending remains one of the most consistent asset-backed investment opportunities. CookinCapital Fund I provides accredited investors access to institutional-quality deal flow, enhanced by proprietary AI underwriting that reduces risk and accelerates deployment.

Fund Structure & Terms

Entity Details

Fund Name

CookinCapital Fund I, LP

Structure

Delaware Limited Partnership

Registration

Regulation D, Rule 506(c)

Domicile

Delaware

Investment Parameters

Target Fund Size

$150,000,000

Minimum Investment

$25,000

Maximum Per Investor

$10,000,000

Fund Term

5 years + 2 year extension options

Investor Qualifications

Accredited Investors Only: Individuals with annual income of $200,000+ (or $300,000+ with spouse), OR net worth exceeding $1,000,000 (excluding primary residence).

Management & Registration

The fund will be managed by a registered Exempt Reporting Adviser (ERA) with SEC Form ADV filing. Upon reaching $150M AUM, full RIA status with comprehensive SEC oversight.

Investment Strategy

Asset-Backed Real Estate Lending

Fix & Flip Loans

Short-term bridge financing (6-18 months) for residential renovation projects with proven operators at 65-75% LTV

BRRRR Financing

Buy, Rehab, Rent, Refinance, Repeat strategies for long-term wealth builders with 12-24 month terms

Commercial Bridge Loans

Short to medium-term financing for acquisition and value-add opportunities up to $5M per deal

Distressed Asset Acquisitions

Direct purchases of undervalued properties with clear exit strategies through foreclosure pipeline

65-75%

Target LTV

6-24

Month Terms

1st

Lien Position

30-50

Active Loans Target

The SaintSal™ AI Advantage

Proprietary HACP™ technology transforms traditional underwriting

Comprehensive Deal Analysis

Automated review of property comps, market conditions, borrower history, and legal risks in minutes instead of days

Clear Decision Signals

Every deal receives a BUY / PASS / RENEGOTIATE recommendation with supporting rationale and confidence scoring

Risk Flag Detection

Real-time identification of title issues, covenant violations, market anomalies, and borrower red flags

Full Audit Trail

Complete documentation of every decision with sources cited for regulatory compliance and investor transparency

Speed to Capital

Reduce underwriting time by 70%, allowing faster deployment and competitive advantage in deal flow

Result: Better deals, faster execution, lower default rates, and institutional-grade documentation on every loan. SaintSal™ provides the edge needed to scale to $150M with confidence.

Deal Sourcing & Pipeline

Multi-Channel Origination Strategy

Existing Operator Network

Direct relationships with 50+ lending partners and hundreds of active real estate operators across key markets

Platform Submissions

CookinCap.com generates consistent deal flow from qualified borrowers seeking capital nationwide

Affiliated Business Pipeline

Strategic relationships with Foreclosuregold and Flip Effective provide pre-vetted opportunities (all fully disclosed)

Broker & Wholesaler Network

Established partnerships with acquisition professionals in major metropolitan areas

Direct Marketing

Targeted outreach to fix-and-flip operators, BRRRR investors, and commercial developers

Conflict of Interest Management

All deals from affiliated businesses undergo the same SaintSal™ analysis and independent approval process. Every affiliated transaction is fully disclosed in fund documents and requires approval from independent advisors. Fund interests always come first. No preferential treatment for affiliated deal flow.

Targeted Returns & Fee Structure

These are projected targets based on current market conditions, not guarantees. Actual returns may vary significantly and could be lower than targets or result in loss of principal.

12-16%

Target Annual Return (Gross)

9%

Preferred Return to LPs

80/20

Profit Split Above Pref

Fee Structure

  • Management Fee: 2.0% annually on committed capital
  • Performance Fee: 20% of profits above 9% preferred return
  • Origination Fees: 2-3 points on deployed loans (borrower-paid)
  • Administration: Third-party costs covered by management fee

Return Drivers

  • Interest income from loans (10-14% APR)
  • Origination fees and points (borrower-paid)
  • Default interest and late payment fees
  • Occasional property appreciation on foreclosures
  • Extension fees on loan renewals

Key Risk Factors

All investments carry substantial risk. Real estate lending is subject to multiple risk factors that could result in partial or total loss of capital.

Market Risk

Real estate values can decline significantly, affecting collateral value and recovery in default scenarios

Credit & Default Risk

Borrowers may default on loans, requiring costly foreclosure proceedings and potential loss of principal

Liquidity Risk

Fund investments are illiquid with limited or no redemption opportunities during the fund term

Interest Rate Risk

Rising rates may reduce borrower demand, impact property values, and affect fund performance

Concentration Risk

Geographic or borrower concentration may amplify losses during regional downturns

Conflicts of Interest

Manager's other business relationships and affiliated deal flow require careful oversight and disclosure

Regulatory & Legal Risk

Changes in lending regulations, foreclosure laws, or securities regulations may adversely impact operations

Technology Risk

Reliance on AI underwriting systems could result in systematic errors or unforeseen biases

Important: This presentation does not constitute an offer to sell or solicitation to buy securities. Full risk disclosures are provided in the Private Placement Memorandum. Investors should carefully review all risk factors before investing.

Legal & Regulatory Compliance

Required Filings & Registration

Form D (SEC)

Filed within 15 days of first investor acceptance, updated as required

Form ADV (SEC)

Exempt Reporting Adviser registration initially, transitioning to full RIA at $150M AUM

Blue Sky Filings

State-level notice filings in all applicable jurisdictions

Annual Audits

Independent CPA firm with audited financial statements

Core Legal Documents

Private Placement Memorandum

80+ page comprehensive disclosure document

Limited Partnership Agreement

Rights, obligations, governance structure, and economic terms

Subscription Agreement

Investor onboarding and accreditation verification

Operating Agreement

Day-to-day management and decision-making authority

All marketing materials and presentations comply with SEC Marketing Rule (Rule 206(4)-1) requirements, including balanced disclosure, proper disclaimers, and accurate performance presentation standards.

Management Team

Ryan Capatosto

Managing Director

949-416-9971

Real estate investment, commercial lending, and fund management expertise

Darren Brown

Managing Director

949-674-7735

Distressed asset resolution, legal compliance, and operational leadership

Platform & Technology

CookinCap.com

Proprietary platform for deal intake, analysis, and capital deployment

SaintSal™ AI

HACP™-powered decision technology with full audit trail and explainability

Operational Infrastructure

Existing systems, relationships, and processes ready to scale to $150M

$5B+

Combined Transaction History

1000+

Deals Analyzed

50+

Active Partnerships

Capital Deployment & Investor Reporting

Deployment Timeline

Month 1-3

Initial capital raise and first loan deployments ($15-25M target)

Month 4-12

Ramp to 60-70% capital deployment across diversified loan portfolio

Month 13-24

Full deployment target reached ($120-135M deployed) with ongoing recycling

Years 3-5

Mature portfolio management, distributions, and strategic refinancing

Investor Reporting & Transparency

Monthly Statements

Portfolio summary, loan-level detail, NAV calculations, and performance metrics

Quarterly Reports

Comprehensive management commentary, market analysis, and forward outlook

Annual Audited Financials

Full audit by independent CPA firm, K-1 tax documents by March 15

Investor Portal

24/7 access to statements, documents, and real-time portfolio analytics

Distribution Policy

Quarterly distributions targeted beginning in Year 2 as portfolio matures. All distributions subject to available cash flow, reserve requirements, and GP discretion. No distribution guarantees.

Ready to Join CookinCapital Fund I?

Investment Process

Step 1

Review full Private Placement Memorandum (PPM) - available upon request

Step 2

Complete accreditation verification and investor questionnaire

Step 3

Execute subscription documents and Limited Partnership Agreement

Step 4

Wire investment ($25,000 minimum) to fund escrow account

Step 5

Receive quarterly reports, monthly statements, and distributions as earned

IMPORTANT DISCLAIMERS:

This presentation is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any such offer or solicitation will be made only by delivery of a confidential Private Placement Memorandum to qualified investors.

Investment in CookinCapital Fund I, LP involves substantial risk, including the risk of loss of principal. Past performance is not indicative of future results. Targeted returns are forward-looking projections only and are not guaranteed.

This opportunity is available only to accredited investors as defined under Regulation D, Rule 506(c) of the Securities Act of 1933. Please consult with your financial, tax, and legal advisors before making any investment decision.

Let's Cook

CookinCapital Fund I, LP

Fund Headquarters

438 Main Street

Huntington Beach, CA 92648

Managing Directors

Ryan Capatosto: 949-416-9971

Darren Brown: 949-674-7735

Investor Relations

Email: support@cookin.io

Website: CookinCap.com

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